When you first begin investing, do so in a way that helps you get the best RoI (return on investment) and bang for your buck. While we are all exceptionally busy, women sometimes have the added responsibility of co-managing work with responsibilities at home. This could make it challenging for them to review their portfolio on a daily or weekly basis.

On the other hand, some women may find that they want to manage their portfolio more actively. No two investment portfolios are the same and that’s why it’s important to be vigilant of how much time you can commit, which in turn can influence your investment options

The following investment options can be ideal for women:

Mutual funds
Mutual funds are a good option for any kind of investor, beginner or seasoned. As a woman, you need an instrument that allows you to allocate your funds efficiently based on your goals. If you are a new investor, you can simply begin with a systematic investment plan (SIP). It allows you to invest a certain amount of savings every month, wherein the amount will be auto-debited from your account every month, hence helping you remain committed to your investment strategy.

Exchange traded funds (ETFs)
Gone are the days when investing in stock markets required rigorous research and was essentially beyond the reach of the common woman. An ETF is primarily a basket of securities that considers the universe of assets — be it equity, debt, stocks, bonds, commodities, or currencies. You may buy a share of that basket, just like buying shares of a company. ETFs are traded on the stock exchange and offer the ease of stock trading along with the diversification benefits of mutual funds.

Stocks
Stocks, otherwise known as equities, represent fractional ownership of a company. When you purchase a share of a company it means you own a small piece of that company. Some of the biggest brands today allow people to buy and sell their stocks. This is typically considered a more risky asset class because of the volatility that is sometimes associated with stock performance. Why is this the case?

The price per share of a company is linked to many factors: the balance sheet of the company, its leadership and so on. However, stocks also have the potential to yield exceptional returns. Because of how much their price can oscillate in a given day, investments in this asset class may not be suitable for every woman. They typically require more vigilance and active rebalancing, which can take some time.